Odie
Illness & Injury
Budget-friendly illness & injury coverage with limits up to $40,000 and optional routine care. Took over ManyPets' US customers.
$ BudgetAccident & illness
- Reimburses
- 70/90%
- Annual limit
- $40,000
- Deductible
- Annual
- Exam fees
- Covered
- Accident wait
- 3 days
- Illness wait
- 14 days
- Deductible
- Annual deductible, met once per policy year. Options vary by carrier and state ($250 or $500 are common).
- Annual limit
- Base plans have annual limits between $5,000 and $40,000.
- Exam fees
- Covers vet visits when your pet is sick or injured.
- Dental
- Odie's site doesn't summarize dental illness terms — check the policy for your state.
- Alternative therapy
- Not listed among Odie's covered benefits — check the policy.
- Wellness
- Optional routine-care plan (no deductible or waiting period).
- Waiting periods
- Accidents 3 days, illness 14 days, orthopedic/cruciate 6 mo. 0–3 days for injuries and 14 for illness, by state; 6 months for cruciate ligament events in some states.
- Cured pre-existing conditions
- Pre-existing conditions are excluded for the life of the policy.
- Eligibility
- Has an enrollment age limit that isn't published — confirm on a quote. Minimum age 8 weeks. Sold in every state.
- Multi-pet discount
- None offered.
- Underwriter
- Trisura Insurance Company, Trisura Specialty Insurance Company or Accredited Surety and Casualty Co.
Good to know
- •High annual limits for the price (up to $40,000)
- •Separate accident-only plan with no age or breed limits
- •Former ManyPets US policyholders were moved to Odie
Watch out for
- !Terms, age limits (none, or under 14) and options depend on which carrier writes your policy
- !Not sold in every state — check availability
- !Pre-existing conditions are never covered