Kanguro
Essential Care
Bilingual (English/Spanish) accident & illness coverage with limits up to unlimited, sold in 26 states plus DC.
$ BudgetAccident & illness
- Pays back
- Up to 90%
- Yearly limit
- Unlimited
- Deductible
- Yearly
Watch out: Only sold in 26 states plus DC
Get a quote from KanguroFull coverage details
- Reimburses
- 70/80/90%
- Annual limit
- Unlimited
- Deductible
- Annual
- Exam fees
- Covered
- Accident wait
- 14 days
- Illness wait
- 14 days
Sample monthly cost
from $35 (dogs) / $15 (cats) — Starting priceKanguro marketing floor.
- Deductible
- Annual deductible from $200 to $1,000.
- Annual limit
- Annual limits from $5,000 to unlimited.
- Exam fees
- Physical examinations are covered as part of diagnostics for a covered condition.
- Dental
- Dental illness and injury covered, including endodontic treatment.
- Alternative therapy
- Alternative treatments (e.g. massage, herbal remedies) are excluded.
- Wellness
- Premier Care+ adds preventive/wellness coverage.
- Waiting periods
- Accidents 14 days, illness 14 days, orthopedic/cruciate 6 mo. 6 months for cruciate ligament and other knee conditions, reducible to 14 days with your pet's medical records.
- Cured pre-existing conditions
- Pre-existing conditions are excluded from all Kanguro plans.
- Eligibility
- New policies up to age 13. Minimum age 6 weeks. Not sold in Alaska, California, Connecticut, Delaware, Hawaii, Idaho, Maine, Massachusetts, Michigan, Minnesota, Mississippi, Montana, New Hampshire, New Jersey, New York, North Dakota, Pennsylvania, Rhode Island, South Dakota, Vermont, Washington, West Virginia, Wisconsin, Wyoming.
- Multi-pet discount
- None offered.
- Underwriter
- Cimarron Insurance Company
Good to know
- Full English and Spanish support
- Unlimited annual limit option
- Dental illness covered
Watch out for
- Only sold in 26 states plus DC
- No coverage for pets 14 or older
- 14-day waiting period for accidents too
Sources