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Find the right pet insurance in Canada

Pet insurance fine print is a maze. Answer a few questions and we'll match your dog or cat to a plan that actually fits — and show you the trade-offs.

Start the quiz →

Free · No sign-up · About 2 minutes

How it works

1

Answer a few questions

About your pet, your province, and what matters most to you. Around 12 quick taps.

2

We narrow the field

Plans that can't cover your pet — wrong province, age, or coverage type — are filtered out.

3

Get a clear recommendation

One top pick plus a few alternatives, each showing exactly what did and didn't match.

What we compare

Monthly costPet age eligibilityProvince availabilityCoverage typeAnnual payout limitDeductible styleReimbursement %Direct vet billingExam fee coverageDental coverageAlternative therapyMulti-pet discounts

10 Canadian providers compared

Trupanion · Pets Plus Us · Petsecure · Sonnet · OVMA Pet Insurance · Furkin · PHI Direct · Fetch · Desjardins · Spot

An independent guide. This tool isn't affiliated with any insurer and earns no commission. Plan details were researched from providers' own policy documents and last reviewed 2026-05-19. Insurance terms change — always confirm current coverage and pricing directly with the insurer before buying.

How recommendations are made & sources →