Find the right pet insurance in the US
Pet insurance fine print is a maze. Answer a few questions and we'll match your dog or cat to a plan that actually fits — and show you the trade-offs.
Start the quiz →Free · No sign-up · About 2 minutes
How it works
Answer a few questions
About your pet, your state, and what matters most to you. Around 12 quick taps.
We narrow the field
Plans that can't cover your pet — wrong state, age, or coverage type — are filtered out.
Get a clear recommendation
One top pick plus a few alternatives, each showing exactly what did and didn't match.
What we compare
17 US providers compared
Trupanion · Healthy Paws · Embrace · Nationwide · Pets Best · Figo · ASPCA Pet Health Insurance · Spot · Fetch · Pumpkin · Lemonade · MetLife Pet · Prudent Pet · Hartville · Odie · Kanguro · AKC Pet Insurance
Explore
Best pet insurance for…
puppies · cats · senior pets · unlimited payouts · a tight budget · accident-only coverage · routine & wellness care · vet exam fee coverage · dental coverage · multiple pets · pets with past health issues
Head-to-head
Healthy Paws vs Trupanion · Embrace vs Healthy Paws · Embrace vs Trupanion · Lemonade vs Trupanion · Healthy Paws vs Lemonade · Healthy Paws vs Pets Best · ASPCA Pet Health Insurance vs Healthy Paws · Fetch vs Trupanion
By state
Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
An independent guide. This tool isn't affiliated with any insurer and earns no commission. Plan details were researched from providers' own policy documents and last reviewed 2026-10-16. Insurance terms change — always confirm current coverage and pricing directly with the insurer before buying.
How recommendations are made & sources →