Fetch vs Pets Plus Us pet insurance
Their main accident & illness plans side by side, from each insurer's own documents (reviewed 2026-05-19).
The key differences
- Fetch has an unlimited annual limit option; Pets Plus Us tops out at $15,000.
- Dental: Fetch — injury & disease; Pets Plus Us — not covered.
Side by side
| Feature | Fetch | Pets Plus Us |
|---|---|---|
| Plan | Comprehensive Plan | Accident & Illness |
| Price level | $$ Mid-range | $$ Mid-range |
| Reimbursement | 70/80/90% | 70/80/90% |
| Annual limit (max) | Unlimited | $15,000 |
| Deductible | Annual | Annual |
| Exam fees | Covered | Covered |
| Dental | Injury & disease | Not covered |
| Pays vet directly | No | No |
Show all rows
| Feature | Fetch | Pets Plus Us |
|---|---|---|
| Alternative therapy | Included | Included |
| Accident wait | none | 2 days |
| Illness wait | 15 days | 14 days |
| Orthopedic wait | 6 mo | None extra |
| Wellness option | Yes | Yes |
| Multi-pet discount | None | 5% |
| Enrollment age | No maximum enrollment age. | No maximum enrollment age. |
| Availability | Not sold in New Brunswick, Quebec. | Sold in every province. |