Desjardins vs Petsecure pet insurance
Their main accident & illness plans side by side, from each insurer's own documents (reviewed 2026-05-19).
Key differences
- › Dental: Desjardins — add-on only; Petsecure — included (incl. routine).
| Desjardins | Petsecure | |
|---|---|---|
| Plan | Bronze Paw | Secure 1 |
| Reimbursement | 80% | 80% |
| Annual limit (max) | $2,000 | $1,000 |
| Deductible | Annual | Annual |
| Exam fees | Covered | Covered |
| Dental | Add-on only | Included (incl. routine) |
| Alternative therapy | Not covered | Included |
| Pays vet directly | No | No |
| Accident wait | 2 days | 2 days |
| Illness wait | 14 days | 14 days |
| Orthopedic wait | 6 mo | 6 mo |
| Wellness option | No | No |
| Multi-pet discount | 10% for 3+ pets, 15% for 6+ | 10% for 3+ pets, 15% for 6+ |
| Enrollment age | No maximum enrollment age. | No maximum enrollment age. |
| Availability | Sold in every province. | Sold in every province. |
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